Why Buy a Home at Profriends

No required salary bracket to get a loan. Now you can buy your dream house without worrying if your salary is within the required bracket.

 

Who can to apply for a bank loan?

• Only Filipino citizens are allowed to apply for a Bank loan.

• Filipinos who are already US, UK, Australian, Canadian citizens or citizens of other countries that has Dual Citizenship

 

What are the qualification to apply for a bank home loan?

• Must be Filipino citizen.

• If Buyer is a Filipino Immigrant, must have a Dual Citizenship.

• Must be 18 yrs. – 50 yrs. Must not be more than 50 yrs. old.

• Must be presently working for at least 2 years in the company

• Have regular source of income. Income of spouse/children can also be added.

• No problem with your marital status.

• Not separated with your wife / husband.

• If separated, must have separation papers.

• No pending legal cases.

• No cancelled credit cards.

• No credit card on amnesty.

• No unpaid loan account.

 

What are the qualification to apply for Inhouse Financing?

• Must be Filipino citizen.

• Must be 18 yrs. – 50 yrs.

• If not working, must have Affidavit of Support

 

Eligible Age of Borrower

• At least 18 yrs old for UCPB Bank

• At least 21 yrs old for Metrobank

• Buyer must not be over 60 yrs old when loan matures.

 

What is the Maximum Term of Bank Loan?

• For Metrobank

  • Locally Employed:  25 yrs..

  • OFW: 15 yrs

 

• For BDO/UCPB 

  • Locally Employed:  20 yrs.

  • For OFW:  20 yrs.

   

Mode of Payment

•  Postdated Checks or Automatic Debit Arrangement from Bank account